For small expenses: a phone bill, a gas cylinder, school books or a doctor visit. Apply in about 2 minutes and repay in one go in 15–45 days.
A loan in this range is meant for small expenses: a phone bill, a gas cylinder, school books or a doctor visit – when the money is needed now and your salary comes in a few days or weeks.
BrightDhan shares your request, with your consent, with an RBI-regulated lending partner. The lender decides the final amount after checking your salary and credit profile, so the amount you ask for is a request, not a promise.
Choose the smallest amount that solves the problem: a smaller loan costs less and is easier to repay from one salary.
A small, short-term loan – simple and transparent.
For salaried people – apply from your phone in about 2 minutes.
Check these before you apply.
Quick answers.
Not always. The lender decides the amount based on your salary, existing loans and credit score. You will see the approved amount before you accept.
Interest is 34% to 54% per year and the processing fee is 10% to 20% of the loan plus GST. For ₹5,000 for 30 days at 34% p.a. the interest is about ₹140 and a 10% fee with GST is about ₹590. The lender shows the exact cost in its Key Fact Statement before you accept.
Salaried people aged 21 to 58 with salary paid into a bank account and a credit score of 700 or more. See the eligibility checker.
No. BrightDhan charges borrowers nothing. Never pay anyone an advance fee to get a loan.
Short-term loans of ₹2,000 to ₹30,000 for salaried people.
Six quick questions, mostly taps. No documents to upload and no advance fee.
What's your mobile number?
We'll use it to send your loan offer.
Enter the 4-digit OTP sent by SMS to ·
How much do you need?
Tap an amount. The lender decides the final amount.
Your monthly salary (in hand)?
The salary credited to your bank account.
Which city do you live in?
Tap your city or type it.
Your CIBIL score (approx.)?
Not sure? Choose "Not sure" – we'll still help.
Last step – your full name
As written on your PAN card.
Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.
