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Quick Loan › How Quick Loan works
📱 How it works

How Quick Loan works, step by step

From your first tap to repayment – what happens at each step, and who does what.

📱 100% online 🏦 Direct to your bank 🛡️ No advance charges 📄 PAN + Aadhaar only
₹2k – ₹30kLoan amount
15 – 45 daysEasy tenure
2 minTo apply
How Quick Loan works, step by step – Quick Loan
Loan amount₹2,000 – ₹30,000
Tenure15 – 45 days
Interest rate34% – 54% p.a.
Processing fee10% – 20%
The journey

From application to repayment

Who does what at each step.

1Answer 6 quick questions Quick Loan

Mobile number and consent, loan amount, monthly salary, city, CIBIL range and your name – mostly taps, about 2 minutes. You get a reference number at the end.

2We match your request Quick Loan

With your consent we share your request with an RBI-regulated lending partner whose criteria fit your profile. If your CIBIL is below 700, we show you another option instead.

3Complete online KYC Lender

You continue on the lender's secure page or app with your PAN, Aadhaar and salary bank account. The lender may check your credit report.

4Review the Key Fact Statement You

Before you accept, the lender shows the amount, interest, processing fee, APR, repayment date and total to repay. Read it carefully – you decide whether to accept.

5Money in your bank Lender

After approval and your acceptance, the lender sends the money to your bank account (after deducting the processing fee, if applicable).

6Repay on time You

Repay the lender in one go on the due date, usually your salary day. On-time repayment helps your CIBIL score.

How it works

Three simple steps, all on your phone

No branch visit and no paperwork to courier.

Step 2 of 6How much do you need?
₹5,000₹10,000
₹15,000₹20,000
₹25,000₹30,000
Continue →
1

Answer 6 quick questions

Mobile, amount, salary, city, CIBIL and name – mostly just taps.

Secure KYCVerify your details
🪮 PAN card ✓
🔑 Aadhaar ✓
🏦 Bank account ✓
Submit →
2

Complete online KYC

Continue on the lending partner's secure page with PAN, Aadhaar and bank details.

Loan statusMoney on its way
✓
Sent to your bank account
Repay in 15–45 days
3

Get the money

After approval, the lender sends the amount to your bank account. Repay in 15–45 days.

Swipe to see all 3 steps →
Quick Loan Lending Alliance

Our own network of trusted lending partners

Quick Loan works with a network of RBI-regulated lending partners. We match your request with the right lender in the network – so you deal only with genuine, regulated lenders.

👤YouApply in 2 minutes
→
⚡Quick LoanMatches your profile
→
🏛️Lending partnerRBI-regulated, approves the loan
→
🏦Your bank accountMoney sent by the lender
🏛️Regulated lenders only

Every loan in the alliance is given by an RBI-regulated lending partner.

📋Key Fact Statement first

Interest, fee, APR and total repayment are shown before you accept.

🛡️Zero advance fee

Nobody in the alliance asks you to pay before your loan is approved.

🔒Your data, protected

Your details are shared only with the lender that handles your request.

Eligibility

Who can apply

Check these before you apply.

You can apply if

  • You are a salaried employee aged 21 to 58 years
  • Your CIBIL score is 700 or more
  • No late EMI payments in the last 6 months
  • No settled or written-off loan in the last 18 months
  • Not more than 10 loan enquiries in the last 30 days
🪮 PAN🔑 Aadhaar🏦 Salary bank account

Good to know

  • Not available in Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Jammu & Kashmir and West Bengal
  • New-to-credit profiles (no CIBIL history) are not eligible for this loan
  • CIBIL below 700? Apply anyway – we'll show you another option
  • Final approval, amount and charges are decided by the lender
Ticks all the boxes?Apply in about 2 minutes – no documents to upload now.
Check my offer →
Our loans

Explore Quick Loan

Short-term loans of ₹2,000 to ₹30,000 for salaried people.

Apply now

Apply in about 2 minutes

Six quick questions, mostly taps. No documents to upload and no advance fee.

Step 1 of 6 Your Quick Loan

What's your mobile number?

We'll use it to send your loan offer.

+91
⏱️Takes about 2 minutesMostly taps – no long form
📄No documents to upload nowKYC comes later, online
🛡️No advance feeNever pay anyone before a loan

How much do you need?

Tap an amount. The lender decides the final amount.

Your monthly salary (in hand)?

The salary credited to your bank account.

Which city do you live in?

Tap your city or type it.

Your CIBIL score (approx.)?

Not sure? Choose "Not sure" – we'll still help.

Last step – your full name

As written on your PAN card.

✓

Thank you!

📞 Call us: 8595702470
🔒 Safe & secure🏛️ RBI-regulated lending partners✅ No advance fee
🔥 Salary late? Bills due?

Don't wait for salary day

Rent, fees, a hospital bill – take a quick loan now and repay when your salary comes.

✓ ₹2,000 – ₹30,000✓ PAN + Aadhaar only✓ RBI-regulated lenders
Get my loan offer →
TodayMonth-end
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Rent is dueReminder · 1st of the month
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Salary on the 7thStill 6 days to go
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Quick LoanUp to ₹30,000 · 15–45 days
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