Salary above ₹50,000 a month? Request ₹2,000 to ₹30,000 online and repay it from your next salary.
Lenders look at your monthly take-home salary, the EMIs you already pay and your credit score. With a salary above ₹50,000, keep the loan small enough that you can repay it in one go and still cover rent and household costs that month.
BrightDhan does not decide your amount – the RBI-regulated lending partner does, after checking your profile. Your salary should come into a bank account, and a credit score of 700 or more helps.
Tip: borrowing a small amount and repaying on time is the best way to keep your credit score healthy.
A small, short-term loan – simple and transparent.
For salaried people – apply from your phone in about 2 minutes.
Check these before you apply.
Quick answers.
Anywhere from ₹2,000 up to ₹30,000. The lender decides after checking your salary, existing EMIs and credit score.
Your salary should be paid into a bank account. The lender may ask for a bank statement or salary slip during its online KYC.
Interest is 34% to 54% per year and the processing fee is 10% to 20% of the loan plus GST. For ₹25,000 for 30 days at 34% p.a. the interest is about ₹699 and a 10% fee with GST is about ₹2,950. The lender shows the exact cost in its Key Fact Statement before you accept.
No. BrightDhan charges borrowers nothing. Never pay anyone an advance fee to get a loan.
Short-term loans of ₹2,000 to ₹30,000 for salaried people.
Six quick questions, mostly taps. No documents to upload and no advance fee.
What's your mobile number?
We'll use it to send your loan offer.
Enter the 4-digit OTP sent by SMS to ·
How much do you need?
Tap an amount. The lender decides the final amount.
Your monthly salary (in hand)?
The salary credited to your bank account.
Which city do you live in?
Tap your city or type it.
Your CIBIL score (approx.)?
Not sure? Choose "Not sure" – we'll still help.
Last step – your full name
As written on your PAN card.
Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.
